Making arrangements today, before need, is handling a family matter. Arranging at the time of need is dealing with a family crisis.
Making arrangement in advance of need allows you the time to discuss the decisions together with your family and make choices that are right for you.
Important decisions made hastily at the time of death can create financial hardships and rob your family of the security you intended your insurance benefits to provide.
The benefits of making just a phone call on the day of death, instead of making complete arrangements, are immeasurable. Having everything prepared in advance will make a difficult time much easier for your family.